Important information about deposits, lending, investments, insurance, rates, fees, advertising, and the relationship between website content and binding product agreements.
Effective October 2, 2026
Please read this document carefully. It explains the principles and practices that apply when you use Silverline Credit products, services, and digital channels. If you need help understanding a provision, contact our service team before proceeding.
Section 1
Website descriptions are provided for general informational purposes. They do not replace an account agreement, schedule of fees, rate sheet, prospectus, privacy notice, credit approval, or other product disclosure. Terms applicable to a specific customer are those delivered during the relevant application or service process.
Section 2
Deposit account eligibility, interest rates, minimums, fees, and transaction limits are governed by the account agreement and current schedule of fees. Annual percentage yields assume conditions described in the applicable rate disclosure and may change unless expressly fixed.
Where applicable, deposits may be eligible for insurance by the Federal Deposit Insurance Corporation up to standard legal limits and subject to the ownership category, aggregation rules, and other requirements. Official insurance coverage information should be reviewed before opening or moving funds.
Section 3
Credit is subject to application, verification, underwriting, approval, and the terms of the applicable credit agreement. Annual percentage rates, payment examples, fees, collateral requirements, and repayment periods vary by product and applicant. A displayed rate or payment is not a commitment to lend and may not include every applicable charge. Borrowers should review the complete offer before accepting credit.
Section 4
Investment products involve risk, including possible loss of principal. They are not deposits, are not FDIC insured, are not guaranteed by a bank, and may decline in value. Past performance does not guarantee future results. Asset allocation, diversification, and rebalancing do not assure a profit or protect against loss.
Brokerage, advisory, custody, and retirement services are subject to separate agreements and disclosures. Investors should consider objectives, risk tolerance, time horizon, costs, and tax consequences and consult a qualified professional.
Section 5
Rates and yields may change, are subject to eligibility and balance requirements, and are effective only for the period stated in the applicable disclosure. Fees shown on this website may not include every fee that applies to a product or transaction. Current rates, fee schedules, and service terms are available through the relevant product materials or a Silverline Credit representative.
Section 6
Electronic statements, notices, alerts, and disclosures may be delivered through online banking, email, or another approved electronic channel when you consent and applicable law permits. You need a supported device, current contact information, and the ability to retain or print electronic records. Paper delivery may be available as described in the applicable consent or agreement.
Section 7
Silverline Credit is committed to fair access and does not discriminate in violation of applicable law. Housing-related products are offered subject to eligibility, underwriting, property, and program requirements. The Equal Housing Opportunity and Equal Housing Lender notices apply where relevant.
Section 8
Testimonials, examples, comparisons, awards, and performance illustrations are not guarantees of results and may reflect individual circumstances. Availability and eligibility vary by location and customer profile. We identify material affiliations and compensation arrangements where required by law.
Section 9
Ask for the applicable product disclosure before making a decision. If marketing content conflicts with a signed agreement or official disclosure, the agreement or official disclosure controls. Contact us promptly if you believe information is inaccurate or incomplete.
Our team can help with questions about this document, accessibility, or your relationship with Silverline Credit. Visit the Contact page to choose the appropriate support channel.
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